l3nnart : but almost all big teams except for those who depend or thier boss (such as city and chelsea) and the french have massive debts... so i'm not sure thats a good reason...
There is something behind the debt thing: it does drastically reduce budgets, which can only really be altered by board take overs or consistantly higher success rates in league/cup competitions.
Take Liverpool: Title Challange = £6million starting budget. This can be pushed past about £10mil if you alter the Wage/Transfer budgets, but that prevents you from really getting more than one good player. AI managers are usually fairly astute as to what positions they need to buy into, but these players will never be of any significant quality if they dont have the budget, yet they will still buy players for those positions anyway. They will spend if they have the means, and that means bigger teams but lower overall quality. Its a fairly consistent pattern no matter what league i play in.

