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[FM26] Ultimate Difficulty Pack

This pack introduces two different difficulty experiences, designed for players who want Football Manager to be smarter, harsher, and far less forgiving.

By on Dec 26, 2025   18242 views   92 comments
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Downloads: 1309 / Size: 5.7 MB / Added: 2025-12-26
Football Manager 2026 Data Updates - [FM26] Ultimate Difficulty Pack
🧠 Hardcore Mode – No Second Chances

Hardcore Mode increases difficulty through intelligence, pressure, and competition. Opposing managers are smarter and more adaptable, club boards are far less patient, and the transfer market becomes a ruthless battlefield. There are no easy rebuilds, no long grace periods, and no safe seasons. Tactical preparation, squad planning and consistency are essential to survive.

- Smarter, more adaptable AI managers;
- Highly ambitious and impatient boards;
- A more competitive transfer market without adding extra money;
- Reduced margin for error across all leagues.

Hardcore Mode is fair, realistic, and punishing — difficulty earned, not forced.

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💸 Berserk Mode – Survival Football

Berserk Mode takes everything from Hardcore Mode and pushes it further by attacking the financial foundations of football. Money is tight, budgets are reduced, and growth becomes painfully slow. Every contract matters. Every transfer is a risk. Financial mismanagement is no longer forgiven.

- Global financial nerf;
- Zero transfer and wage budgets;
- Removed sponsorship income;
- Slower club growth and harsher consequences.

This is survival football. Only well-run clubs endure.
Two paths. One goal. Survive football at its hardest.

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Downloads: 1309 / Size: 5.7 MB / Added: 2025-12-26
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Discussion: [FM26] Ultimate Difficulty Pack

92 comments have been posted so far.

  • SirTAVARES's avatar
    i cut on half previouslly, thats the game adjusting it for more profit probably..
  • luk4sh31's avatar
    Hi, still playing on the pack and come a cross something like that when got promoted to league two.

    This is the info about ticket prices decreasing after promotion.

  • luk4sh31's avatar
    I just create post on forum with Dover team based on your pack.

    I think it is hard now. I have 14 players unhappy because I couldn't offer them the wages they wanted after promotion. So most of them hit the door.

    Only kept couple of them with no contract so they can leave anytime.

    I will play and see if I get sacked.

    After moving money to wages was able to find some better free agents let go by teams in England.

    IS THERE ANYONE WHO PLAY THIS VERSION OF THE PACK?

    I would say it can be increased for those who managed top teams or in 1,2 division.
  • SirTAVARES's avatar
    so we can make it harder? :D
  • luk4sh31's avatar
    I think the FM26 is much easier than FM24.

    I just got promoted with Dover to National League from 1st place (109 points).

    I use 4231 formation with basic instruction and won most matches without making to many changes to main approach.

    The Board is not as bad I though it is going to be. The already paid for two of my coaching courses.

    I was able to convince them also to get money from senior affiliate and the are looking for a club.

    Very stubborn if it comes to the way you have to play. Tried remove at leas one approach but failed.

    I'm trying to rebuilt the team at the moment. Got 16y old guy in youth intake who is much better than most of my first team players. There are club from championship who want to sign him. For time being board didn't interfere when I rejected the deal - we will see for how long.

    Moved all the money from scout and transfer for wages and will try to sigh some young player which I could sell later on for cash. I'm also planning to loan couple of players as you can have 6 long term loanees.
  • ruanba's avatar
    @luk4sh31 ->
    Did you try the hardcore mode instead the Bersek one? At least with the description its seems more realistic…
  • SirTAVARES's avatar
    well it will depend on the players contract.
    it's meant to be as hard as possible :)

    Premier League still has some advantages cause i didnt touch any tv incoming.
  • luk4sh31's avatar
    Ok. I have tried it in England with Dover Athletic.

    After 19 matches, I’m first so far. No transfers, one loan player.

    You mentioned in one of your comments that I could make money by releasing players.

    I asked a few players to mutually agree to terminate their contracts. Even though they agreed, it was blocked by the board because the club has no cash to pay them the money.
  • SirTAVARES's avatar
    It's meant to be dificult for everyone, whoever doesnt pay rent is not affected.

    you have to build up, its not meant to play a season or two.
  • luk4sh31's avatar
    for comparison I have simulate half season on berserk v2.

    Darlington gate 87k, Merch 2k
    Bath City 82k, 2k

    MK Dons Gate 200k, Merch 35k







    there are team top of the league.
  • luk4sh31's avatar
    some top teams own stadium and not paying rent.

    In May 2026 (I have all 5 top leagues as playable + lower tier). MONTHLY

    Mainz Gate 1.2 mln, Merch. 249k
    Dortmund Gate 1.2,ln Merch. 1.3mln
    Bayern approx. 2,5mln, Merch. 5mln

    Real 4,3 mln Gate, Merch 6.2mln
    Barca 5.9mln Gate, Merch 4,7mln
    Sevilla 1.2mln Gate, Merch 270k

    Las Palmas (tier 2) 600k Gate, Merch 160k

    PSG 4,7mln Gate, Merch. 2,2mln
    Inter 2.2 mln Gate, Merch 3mln

    Arsenal 2.3 mln Gate, Merch 2,5mln
    Liverpool 3,7mln Gate, Merch 2,7mln
    West Ham 2,4 mln Gate, Merch 730k
    Brentford 650k Gate, Merch 150K

    Ipswich (tier 2) 470k Gate, Merch 260k
    Wrexham (tier 2) 105k Gate, Merch 53.981
    Portsmouh (tier 2) 230k Gate, Merch 103k

    Like I said big team will get money. This pack would increase difficulty for smaller team (if not make it impossible).
  • SirTAVARES's avatar
    dont forget the big ones pay 3x more in stadium rent :D

    You have to do some options, release players to free your wage, etc.

    It's normal you can't buy your average wonderkids every time, thats why this is different, you have to make choices. And it's not a 1 year save.

    I didn't touch any prize money, etc, and sponsors increase every year depending on your results.
  • luk4sh31's avatar
    I have holiday the game on Berserk v2 till February 2029.

    I have left Mainz after two season as I didn't make any transfer for two years and could make a proper team. They were relegated that season.

    Summary:

    I think this pack is a good way to make your save more challenging if you are playing teams in 1st and 2nd tier.

    For those who like to start a the bottom it might be impossible. I know this is the whole point of this difficulty pack but in lower league this will cause more bad than good.

    * you can't sign players as you don't have cash
    * you can't sell players because the lower teams doesn't have cash either
    * you can't sing free agents as you budget is too low
    * you can't keep you "good" players as you wouldn't have cash to pay for their contracts.
    * if you get promoted you won't be able to rebuild your team to be competitive

    * IF YOU GET SACEKD the game is over for me as I play one team across one save in most cases unless doing a journeyman save or pentagon challenge.

    * it could work for you if you choose team with good youth development and use them but I usually manage teams predicted to finish from 15 to 24 so they don't offer to much.

    * the board will reject most of your request which in some way is UNREALISTIC. Like I have mention before I'm playing on Berserk v1 pack with Sampdoria (2nd season, in Serie A after straight promotion) and wanted the team to pay for my coaches qualification (started with none) but they are not interested and won't even discus it. Then a week later offer me a new contract 4 time what I was making.

    * I will try give it a go but the smaller teams will suffer much more with lack of cashflow than the big one.

    * The big ones can sell youth, unwanted players, get money from sponsorship, big stadiums - more gate income (even the prices are reduced), prize money.

    Transfers make from July 2027 till February 2029.

















  • luk4sh31's avatar
    Yes.

    I holiday a second season. In second season Mainz was 7th and didn't get sacked.

    This is World transfers in Berserk v2 from 2025 to sept 2027



























  • SirTAVARES's avatar
    is that on latest?
  • luk4sh31's avatar
    @fallguy99 no.

    @sirTAVARES yes it is better. I have checked the Mainz save and there is no cash transfers in those league. thanks



    1
  • Fallguy99's avatar
    Hey!! this works on created saves?
  • SirTAVARES's avatar
    try the latest one
  • luk4sh31's avatar
    ok in the v1 version they can still offer crazy money for wages,
    Al nasar bought Rovella (lazio) for 50ml and gave him 775k p/w.
    Anthony sign for Al-Ahi for 60mln and earning 850k p/w
  • SirTAVARES's avatar
    they were all removed from all clubs
  • luk4sh31's avatar
    I was wondering would you be able to adjust money in Saud and U.A.E. clubs so they stopped buying players?

    * maybe cut more sponsorship income in Spain clubs so they can't have so much money for transfers?
  • luk4sh31's avatar
    I went back to Sampdoria save for time being.

    One thing you need to be aware of that board will reject most of your requests. I have started with the lowest coaching attributes and asked board 5 time to sponsor my qualification. Every time the answer is NO.

    I'm second season with the team and got them promoted so I deserve some respect. hahhaa
  • SirTAVARES's avatar
    From the first version, yes, 4 days ago.
  • gy2106's avatar
    Has there been an update in the beta version?
  • mg331's avatar
    And now, i can feel that player quality became more important. Quality players showing the difference at contentious-close matches.
    1

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