I made THIS
one mate (male & female)
Put it in: My Docs/SI/FM10/Graphics/Faces (You may need to create the last two folders yourself)
Then do the following (if you haven't already done so)
Launch Football Manager 2009. When loaded go straight into game preferences from the intro screen.
Click on 'Display and Sound' on the tree menu.
Make sure that you tick the check box on the page called 'Always Reload Skin on Confirm' and un-tick then box saying 'Use Skin Cache'.
Now press confirm on the tree menu.
There should be a box that pops up saying 'loading image data for the new skin'.
Once this is done your graphics should be working within the game.