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Loan with MANDATORY future fee

When is transfer fee deducted?
Started on 2 April 2025 by Anton Tête de Houx
Latest Reply on 2 April 2025 by Anton Tête de Houx
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Hello all!

I've had my fingers burnt in my latest save.

I took over at Everton mid-season and we had 2 players in on loan that had mandatory future fees agreed, totalling about £30M. No problem, they were actually good players who I was happy to include in the first XI.

When the summer came, I was given the Wage and Transfer Budgets and, quelle surprise, the Transfer budget was pitiful (still, and I'm in 2033!). So, I wheeled and dealed and managed to build up a Transfer Budget of ~£50M - so I went shopping, but was relying on a few loans still that included monthly fees.

In total, I'd committed to spending ~£30M (leaving ~£20M) for when the Transfer Window opened on 14th June - 2 weeks before the 2 mandatory loans were made permanent.

The Transfer Window opened and I signed all the players I'd lined up. Then, when 30th June came, I signed the 2 loan players.....and "lost" the remaining ~£20M I'd built up and was suddenly ~£10M Transfer Budget in the red!? WTF, I thought!?!

So, my point: when a loan is agreed with a mandatory future fee, I thought the money was immediately deducted from the Transfer Budget there and then? NOT when the loans are confirmed as permanent transfers. My Board was furious with me and I ended up having to sell my 2 star players to cover the deficit and enable me to continue bringing in other players I'd already lined up.

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